Spis treści:
1. REPORT
2. INFORMATION ABOUT THE ENTITY
3. SIGNATURE OF PERSONS REPRESENTING THE COMPANY

Spis załączników:
  1. Financial highlights.xhtmlFinancial Highlights
  2. SantanderBankPolskaS-2025-12-31-1-en.xbriConsolidated Financial Statements of Santander Bank Polska Group for 2025
  3. SBP auditor's report 2025 consolidated.xhtmlIndependent Registered Auditor's Report on the audit of consolidated financial statements for 2025
  4. SZ_Grupa_SBP_2025_ENG.xhtmlManagement Board Report on Santander Bank Polska Group Performance in 2025
  5. ListPrezesaZarząduSBPskonsolidowanewynikiza2025ENG.xhtmlLetter of the President of the Bank's Management Board
  6. SBR12-26.02.23(Financialreport-SBstatements)_app.1.xhtmlResolution of Supervisory Board of Santander Bank Polska S.A. app 1
  7. SBR12-26.02.23(Financialreport-SBstatements)_app.2.xhtmlResolution of Supervisory Board of Santander Bank Polska S.A. app 2
  8. ENG_SBP Sprawozdanie z atestacji SZR 2025.xhtmlIndependent statutory auditor's limited assurance report on the sustainability statement

POLISH FINANCIAL SUPERVISION AUTHORITY

UNI - EN REPORT No 2 / 2026
Date of issue: 2026-02-24
Short name of the issuer
SANTANDER BANK POLSKA SA
Subject
Annual Report of Santander Bank Polska Group for 2025
Official market - legal basis
Art. 56. 1. 2 of Act on Public Offering
Unofficial market - legal basis
Contents of the report:
Financial Highlights, Consolidated Financial Statements of Santander Bank Polska Group for 2025, Independent Registered Auditor's Report on the audit of consolidated financial statements for 2025, Management Board Report on Santander Bank Polska Group Performance in 2025, Letter of the President of the Bank's Management Board, Resolutions of Supervisory Board of Santander Bank Polska S.A., Independent statutory auditor's limited assurance report on the sustainability statement.
Annexes
File Description
Financial highlights.xhtml
Financial highlights.xhtml
Financial Highlights
SantanderBankPolskaS-2025-12-31-1-en.xbri
SantanderBankPolskaS-2025-12-31-1-en.xbri
Consolidated Financial Statements of Santander Bank Polska Group for 2025
SBP auditor's report 2025 consolidated.xhtml
SBP auditor's report 2025 consolidated.xhtml
Independent Registered Auditor's Report on the audit of consolidated financial statements for 2025
SZ_Grupa_SBP_2025_ENG.xhtml
SZ_Grupa_SBP_2025_ENG.xhtml
Management Board Report on Santander Bank Polska Group Performance in 2025
ListPrezesaZarząduSBPskonsolidowanewynikiza2025ENG.xhtml
ListPrezesaZarząduSBPskonsolidowanewynikiza2025ENG.xhtml
Letter of the President of the Bank's Management Board
SBR12-26.02.23(Financialreport-SBstatements)_app.1.xhtml
SBR12-26.02.23(Financialreport-SBstatements)_app.1.xhtml
Resolution of Supervisory Board of Santander Bank Polska S.A. app 1
SBR12-26.02.23(Financialreport-SBstatements)_app.2.xhtml
SBR12-26.02.23(Financialreport-SBstatements)_app.2.xhtml
Resolution of Supervisory Board of Santander Bank Polska S.A. app 2
ENG_SBP Sprawozdanie z atestacji SZR 2025.xhtml
ENG_SBP Sprawozdanie z atestacji SZR 2025.xhtml
Independent statutory auditor's limited assurance report on the sustainability statement

SANTANDER BANK POLSKA SA
(fullname of the issuer)
SANTANDER BANK POLSKA SA
(short name of the issuer) (sector according to clasification
of the WSE in Warsow)
00-854 Warszawa
(post code) (city)
al. Jana Pawła II 17
(street) (number)
606 696 096
(phone number) (fax)
www.santander.pl
(e-mail) (web site)
896-000-56-73 930041341
(NIP) (REGON)

SIGNATURE OF PERSONS REPRESENTING THE COMPANY
Date Name Position / Function Signature
2026-02-24 Łukasz Siwek Attorney at law - corporate governance manager
20260224_064338_0230826213_ENG_SBP_Sprawozdanie_z_atestacji_SZR_2025.xhtml

20260224_064338_0230826213_Financial_highlights.xhtml

20260224_064338_0230826213_ListPrezesaZarzaduSBPskonsolidowanewynikiza2025ENG.xhtml

20260224_064338_0230826213_SBP_auditors_report_2025_consolidated.xhtml

20260224_064338_0230826213_SBR12-26.02.23(Financialreport-SBstatements)_app.1.xhtml

20260224_064338_0230826213_SBR12-26.02.23(Financialreport-SBstatements)_app.2.xhtml

20260224_064338_0230826213_SZ_Grupa_SBP_2025_ENG.xhtml

20260224_064338_0230826213_SantanderBankPolskaS-2025-12-31-1-en.xbri