mBank - English version of mBank Group Consolidated Annual Report for the 12-month period ending 31 December 2021

POLISH FINANCIAL SUPERVISION AUTHORITY

UNI - EN REPORT No 2 / 2022

Date of issue: 2022-03-03

Short name of the issuer

mBank

Subject

English version of mBank Group Consolidated Annual Report for the 12-month period ending 31 December 2021

Official market - legal basis

art. 56. 1. 2 of Act on Public Offering.

Unofficial market - legal basis

/-/

Contents of the report:

YE21 mBank Independent Auditor Report Consolidated (E); Letter of the President of the Management Board; Letter from the Chairwoman of the Supervisory Board; Opinion of the Supervisory Board of mBank S.A. on the situation of the Bank 2021; Opinion of Supervisory Board on Financial Statements 2021; Statement of the Supervisory Board with respect to the Audit Committee; The Management Board information on the selection of an audit firm; mBank Group Consolidated Financial Statements YE 2021; mBank S.A. Group Management Board Report 2021

Annexes

File Description

YE21 mBank Independent Auditor Report Consolidated (E).xhtml YE21 mBank Independent Auditor Report Consolidated (E)

mBank-ListCEO-2021-12-31-en.xhtml Letter of the President of the Management Board

mBank-ListPRN-2021-12-31-en.xhtml Letter from the Chairwoman of the Supervisory Board

mBank-OcenaRN-2021-12-31-en.xhtml Opinion of the Supervisory Board of mBank S.A. on the situation of the Bank 2021

mBank-RNOcenaSpr-2021-12-31-en.xhtml Opinion of Supervisory Board on Financial Statements 2021

mBank-RN-OśwKA-2021-12-31-en.xhtml Statement of the Supervisory Board with respect to the Audit Committee

mBank-ZBInfoAudytor-2021-12-31-en.xhtml The Management Board information on the selection of an audit firm

mBank-SSF-2021-12-31-en.zip mBank Group Consolidated Financial Statements YE 2021

mBank-SDZ-2021-12-31-en.xhtml mBank S.A. Group Management Board Report 2021

mBank SA

(fullname of the issuer)

mBank Banki (ban)

(short name of the issuer) (sector according to clasification of the WSE in Warsow)

00-850 WARSZAWA

(post code) (city)

Prosta 18

(street) (number)

829-00-00 829-00-33

(phone number) (fax)

www.mbank.pl

(e-mail) (web site)

526-021-50-88 001254524

(NIP) (REGON)

SIGNATURE OF PERSONS REPRESENTING THE COMPANY

Date Name Position / Function Signature

2022-03-03 Andreas Boeger Vice President of the Management Board