BANK POLSKA KASA OPIEKI SPÓŁKA AKCYJNA - Annual Report of Bank Pekao S.A. for 2025

Spis treści:
1. REPORT
2. INFORMATION ABOUT THE ENTITY
3. SIGNATURE OF PERSONS REPRESENTING THE COMPANY

Spis załączników:

1. CEO Letter.xhtmlCEO Letter
   
2. Selected financial data_Bank Pekao_31.12.2025.xhtmlSelected financial data Bank Pekao 31.12.2025
   
3. Report on the Activities_Bank_Pekao_Group_2025.zipReport on the Activities Bank Pekao Group 2025.zip
   
4. Separate FS_Bank_Pekao_31.12.2025.xhtmlSeparate FS Bank Pekao 31.12.2025
   
5. Management Board's information_audit firm_reports_2025.xhtmlManagement Board's information audit firm reports 2025
   
6. Management Board's information_audit firm_sustainability_2025.xhtmlManagement Board's information audit firm sustainability 2025
   
7. Statement of the Management Board_reports_2025.xhtmlStatement of the Management Board reports 2025
   
8. Statement of the Supervisory Board regarding the Audit Committee.xhtmlStatement of the Supervisory Board regarding the Audit Committee
   
9. Supervisory Board's assessment of the financial statements for 2025.xhtmlSupervisory Board's assessment of the financial statements for 2025
   
10. Assurance report on the sustainability statement of Bank Pekao Group_31.12.2025.xhtmlAssurance report on the sustainability statement of Bank Pekao Group 31.12.2025
    
11. Pekao S.A._Independent_Auditor's_Report_SFS_31.12.2025.xhtmlPekao S.A._Independent_Auditor's_Report_SFS_31.12.2025
    

POLISH FINANCIAL SUPERVISION AUTHORITY

UNI - EN REPORT No 2 / 2026

Date of issue: 2026-02-19

Short name of the issuer

BANK PEKAO S.A.

Subject

Annual Report of Bank Pekao S.A. for 2025

Official market - legal basis

Art. 56. 1. 2 of Act on Public Offering

Unofficial market - legal basis

Contents of the report:

CEO Letter
Selected financial data Bank Pekao 31.12.2025
Report on the Activities Bank Pekao Group 2025.zip
Separate FS Bank Pekao 31.12.2025
Management Board's information audit firm reports 2025
Management Board's information audit firm sustainability 2025
Statement of the Management Board reports 2025
Statement of the Supervisory Board regarding the Audit Committee
Supervisory Board's assessment of the financial statements for 2025
Assurance report on the sustainability statement of Bank Pekao Group 31.12.2025
Pekao S.A._Independent_Auditor's_Report_SFS_31.12.2025

Annexes

File Description

CEO Letter.xhtmlCEO Letter.xhtml CEO Letter

Selected financial data_Bank Pekao_31.12.2025.xhtmlSelected financial data_Bank Pekao_31.12.2025.xhtml Selected financial data Bank Pekao 31.12.2025

Report on the Activities_Bank_Pekao_Group_2025.zipReport on the Activities_Bank_Pekao_Group_2025.zip Report on the Activities Bank Pekao Group 2025.zip

Separate FS_Bank_Pekao_31.12.2025.xhtmlSeparate FS_Bank_Pekao_31.12.2025.xhtml Separate FS Bank Pekao 31.12.2025

Management Board's information_audit firm_reports_2025.xhtmlManagement Board's information_audit firm_reports_2025.xhtml Management Board's information audit firm reports 2025

Management Board's information_audit firm_sustainability_2025.xhtmlManagement Board's information_audit firm_sustainability_2025.xhtml Management Board's information audit firm sustainability 2025

Statement of the Management Board_reports_2025.xhtmlStatement of the Management Board_reports_2025.xhtml Statement of the Management Board reports 2025

Statement of the Supervisory Board regarding the Audit Committee.xhtmlStatement of the Supervisory Board regarding the Audit Committee.xhtml Statement of the Supervisory Board regarding the Audit Committee

Supervisory Board's assessment of the financial statements for 2025.xhtmlSupervisory Board's assessment of the financial statements for 2025.xhtml Supervisory Board's assessment of the financial statements for 2025

Assurance report on the sustainability statement of Bank Pekao Group_31.12.2025.xhtmlAssurance report on the sustainability statement of Bank Pekao Group_31.12.2025.xhtml Assurance report on the sustainability statement of Bank Pekao Group 31.12.2025

Pekao S.A._Independent_Auditor's_Report_SFS_31.12.2025.xhtmlPekao S.A._Independent_Auditor's_Report_SFS_31.12.2025.xhtml Pekao S.A._Independent_Auditor's_Report_SFS_31.12.2025

BANK POLSKA KASA OPIEKI SPÓŁKA AKCYJNA

(fullname of the issuer)

BANK PEKAO S.A. Banki (ban)

(short name of the issuer) (sector according to clasification of the WSE in Warsow)

01-066 WARSZAWA

(post code) (city)

ŻUBRA 1

(street) (number)

656 00 00 0000014843

(phone number) (fax)

[email protected]

(e-mail) (web site)

526-000-68-41 000010205

(NIP) (REGON)

SIGNATURE OF PERSONS REPRESENTING THE COMPANY

Date Name Position / Function Signature

2026-02-17 Cezary Stypułkowski Prezes Zarządu Banku

2026-02-17 Marcin Gadomski Wiceprezes Zarządu Banku

2026-02-17 Łukasz Januszewski Wiceprezes Zarządu Banku

2026-02-17 Michał Panowicz Wiceprezes Zarządu Banku

2026-02-17 Robert Sochacki Wiceprezes Zarządu Banku

2026-02-17 Błażej Szczecki Wiceprezes Zarządu Banku

2026-02-17 Dagmara Wojnar Wiceprezes Zarządu Banku

2026-02-17 Marcin Zygmanowski Wiceprezes Zarządu Banku