INTERNATIONAL PERSONAL FINANCE - Summary of Recent Bond Issues

POLISH FINANCIAL SUPERVISION AUTHORITY

UNI - EN REPORT No 92 / 2013

Date of issue: 2013-11-15

Short name of the issuer

INTERNATIONAL PERSONAL FINANCE

Subject

Summary of Recent Bond Issues

Official market - legal basis

Art. 56 ust. 1 pkt 1 Ustawy o ofercie - informacje poufne

Unofficial market - legal basis

Contents of the report:

15 November 2013 INTERNATIONAL PERSONAL FINANCE PLC (“IPF") SUMMARY OF RECENT BOND ISSUES . IPF today announced two further bond issues under its EMTN programme. £31.5m 6.125% UK retail bonds due 2020 were issued as a “tap" to the existing £70m bonds issued last April, bringing the total value of that issue to £101.5m. Also, Czech Koruna 250m (c£8m) 5.25% bonds due 2018 were issued. Combined with the Romanian Lieu 60.5m (c£12m) 8.1% bonds due 2016 issued last month, this provides an additional c£50m of new bond funding. Group CEO, Gerard Ryan, commented: “We are pleased to announce the issue of two further bonds today, bringing total bond issuance to over £50m in October and November. These bonds have been issued across three different currencies, with three different maturities, combining wholesale and retail markets. This provides further funding for the continuing growth of our business. The interest rate on the bonds continues the trend for issuing debt, on a like-for-like basis, at over 500 bps lower than the Eurobond issued in 2010" Ben Murphy Group Legal Director & Company Secretary [phone] For further information, please contact International Personal Finance plc Rachel Moran (Investor Relations Manager) [phone] Nick Jones (Media) [phone]

Annexes

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SIGNATURE OF PERSONS REPRESENTING THE COMPANY

Date Name Position / Function Signature

2013-11-15 David Broadbent Director