INTERNATIONAL PERSONAL FINANCE - Credit rating update

POLISH FINANCIAL SUPERVISION AUTHORITY

UNI - EN REPORT No 21 / 2017

Date of issue: 2017-06-08

Short name of the issuer

INTERNATIONAL PERSONAL FINANCE

Subject

Credit rating update

Official market - legal basis

art. 56. 1. 2 of Act on Public Offering.

Unofficial market - legal basis

Contents of the report:

International Personal Finance plc (“IPF”) notes that Fitch has downgraded the long-term credit rating of IPF by one notch from BB+ to BB, with outlook negative. This was part of the scheduled annual review of the rating by Fitch. Fitch highlights the announcement in December 2016 of a proposal by the Polish Ministry of Justice to reduce the cap on non-interest charges on consumer loans; and the announcement in January 2017 that IPF's home credit company in Poland, Provident Polska, would appeal a decision received from the Polish Tax Chamber. IPF has already updated public markets on these issues, and there are no further significant developments on these issues at this stage. Enquiries: Nick Dahlgreen (Group Treasurer) [phone] Rachel Moran (Investor Relations) [phone] / [phone] Legal Entity Identifier: 213800II1O44IRKUZB59

Annexes

File Description

INTERNATIONAL PERSONAL FINANCE PLC

(fullname of the issuer)

INTERNATIONAL PERSONAL FINANCE Finanse inne (fin)

(short name of the issuer) (sector according to clasification of the WSE in Warsow)

LS11 5BD Leeds

(post code) (city)

Building Three Leeds City Office Park Meadow Lane

(street) (number)

[phone] [phone]

(phone number) (fax)

(e-mail) (web site)

911347253

(NIP) (REGON)

SIGNATURE OF PERSONS REPRESENTING THE COMPANY

Date Name Position / Function Signature

2017-06-08 Gerard Jude Ryan Director